Do this now to be healthier when you’re older.
The other day I was listening to the Money Girl podcast. On her show, guest host Andrew Horowitz was talking about buying insurance to ensure that you’ll have enough money to pay for any long-term health care you might need when you get older. This type of care—which can be super expensive—is usually not covered by regular health insurance.
Frankly, this kind of thing keeps me up at night. I’m relatively young and healthy and I’m saving for the future. But we’re all living a lot longer than we used to, and, while that’s generally a good thing, it means that we are much more likely to be running out of savings—just as our health starts to fall apart in very expensive ways.
A Different Kind of Long-Term Health Insurance
Andrew had some great tips on how to plan for your future. But as I was listening, it got me thinking about a very different type of long-term health insurance. I’m talking about stuff we can all do now to increase our chances of being healthy when we’re older. That’s a type of health insurance we can ALL afford.
Of course, we all know that there are no guarantees. You can do all the right things and still have things go wrong with your health. But instead of feeling anxious about things I can’t control, it keeps me sane to focus on the things I can.
Anti-Aging Medicine is Expensive
Several years ago, I co-wrote a book about anti-aging medicine. My co-author was a physician who practices anti-aging medicine in northern California and the book basically outlines the protocols he uses in his practice. We wrote a lot about what causes the signs and diseases of aging at the cellular and molecular level. And then, we spelled out everything you can do to forestall aging—everything from diet and exercise to vitamin supplements, drugs, and hormone injections.
Now, the idea of looking and feeling like a thirty-year-old when I’m sixty is as appealing to me as it is to anyone. But even as I was writing this book, it was clear to me that I did not have the discipline—or the discretionary funds—to mount this sort of massive frontal assault on the aging process. Instead, I took everything I learned writing that book and formulated a guerrilla campaign against aging—underfunded and somewhat haphazard but highly effective.