Use a rewards credit card to make the most of your spending.
What Are the Best Rewards Credit Cards?
There’s a huge selection of rewards cards to choose from—especially if you have good credit. You can do a search for the best rewards credit card offers at sites like creditcards.com, bankrate.com, and creditcardguide.com. Here are a few cards that offer the best cash-back rewards right now:
Chase FreedomSM Card offers 5% cash back for purchases in categories like as gas, home improvement, and department stores, and 1% back on everything else, with no annual fee.
Discover® More Card offers 5% back for purchases in categories that change each quarter, like travel, home, apparel, gas, restaurants, and movies, and 1% on all other purchases, with no annual fee.
Blue Cash® American Express Card offers 5% back for purchases in categories like gas, supermarkets, and drugstores, and 1.25% back on everything else after you spend $6,500 in a calendar year. Before you spend $6,500, the reward is up to 1% cash back—so with this card the more you spend the better. It also comes with numerous buyer protection services and has no annual fee.
Here are two cards with great point-based rewards:
Bank of America® Accelerated Rewards® American Express® Card offers 1.25 points for all purchases. You earn unlimited points for unrestricted travel, gift cards, merchandise, cash back, and more. This card comes with numerous buyer protection services and has no annual fee.
Chase SapphireSM Card allows you to earn 2 points for airfare and one point for all other purchases. You earn unlimited points that never expire and can be redeemed for travel, gift cards, merchandise, cash back, and more, with no annual fee.