Author: Jim Wang

Jim Wang has been writing about money for over 15 years, most recently at His software engineering background has given him the skills to distill complex financial concepts into easier-to-understand ideas people can use to take control of their lives and build wealth.

You’re not rational. I’m not rational. We’re emotional. Sometimes we’re annoyed. Sometimes we’re angry. Sometimes we’re just hangry. We’re really no different than any other animals, except we can tell stories, and our decisions are affected by our emotions and part of that includes our biases. Understanding these biases and how they affect our lives can be a game-changer. Availability heuristic What we know is given more weight than what we don’t. The best example of this is the idea that something generally seen as bad for you (drinking, smoking, obesity, etc.) isn’t that bad because you know people who…

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